For the most accurate rates, use the rating engine shown below- but here are some generic estimates if any of these apply to you:

1. You have no employees or subcontractors (with or without insurance). You are not a GC or Roofer and you do everything yourself. GL by itself starts at $500/yr and Workers Comp can be paid in full for $1158, or you can combine both for around $1400 with about $400 down.
2. You do most of the work yourself, but occasionally use an extra helper or a subcontractor and you are not a GC or Roofer. GL by itself starts at $500/yr and Workers Comp starts at $1450/yr by itself with a down payment of around $515. You can get both together for $1400 with about $400 down. You’ll get exact numbers and an instant quote by completing the rating engine below.
3. You are a General Contractor, Roofer, or you have more than just a PT employee or subcontractor. Your rates would start in the same ranges referenced in scenario #2 above, but you really need to complete the rater for accurate numbers. All options come with low down payments. It only takes a few seconds to see rates, so take a look!

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