What is an Additional Insured?
Additional insured status is not the same as simply generating a certificate of insurance. Additional insured endorsements are primarily applied …
Blog Archive
Author: bspage79
Why am I Being Forced to Buy Workers Comp if the Law Doesn’t Require It?
There is definitely a distinction between the legal requirement to carry workers comp and the practical reality of not having …
What is a ghost policy?
“Ghost” policy is not an official insurance term. Rather, it is a reference to a commonly requested policy with $0 …
Does it matter if my subcontractors have GL?
Anyone that is not under your direct supervision should have their own General Liability policy. If you use independent contractors, …